Carolina Financial Group (CFG), through its subsidiary, Carolina Financial Securities (CFS, a FINRA-registered broker-dealer), offers private investment opportunities to Accredited Investors (see Regulation D Offerings ). Since 1995, our firm has placed approximately $1 billion of private debt and equity financing for small- and mid-market companies and for private investment funds (see CFG Prior Offerings). We are specialists in private financing and private investment.
We measure our success by the number of times Investors are paid back their investment, when expected, with the anticipated rate of return. All of our firm’s resources are focused on this, both before a security is offered for investment ... and after the investment has been made.
What private placement investors have told us they value about CFG
- Uncommon Investment Selection – Numerous unique offerings to select from, with new transactions continuously made available for investment consideration. Investors can choose from a wide range of investment themes: by industry, by stage of issuer, by size of offering and by each offering’s risk/return characteristics.
- Comprehensive Analytical Support – We only offer investments for issuers on which we have performed our own due diligence. Our research material and documentation, including related spreadsheets, are available online for the investor’s independent analysis.
- Active Risk Management – We support Investors throughout the life of the investment. This can includea business consulting role in the Issuer’s operations and, where necessary, formal representation on behalf of investors during legal interventions.
What are examples of CFG private offerings?
- CFG has completed over $1 billion of financing for a broad variety of industries.
- General manufacturing, consumer products, agriculture, information and life science technology, telecommunications, commercial aircraft repair, business and financial services, energy and healthcare.
- Typical CFG private placement investments include:
- Working capital finance and factoring solutions, $2 to $10 million
- Senior short- to medium-term debt, secured by company assets: $2 to $30 million
- Subordinated debt: $2 to $10 million
- Private equity: $2 to $30 million
- Venture Capital: $2 to $10 million
- Project Financing: $5 to $50 million
- Debt offerings
- Promissory Notes which are often collateralized by physical assets and guaranteed by the issuer and/or by the issuer’s major shareholder.
- Normally fixed rate obligations with yields substantially higher than US Treasury or other public securities.
- Maturities typically between 1 and 3 years, though longer maturities may be available.
- Equity offerings
- Typically preferred shares (participating or convertible) with a fixed dividend and a preferential return of capital.
- Hybrid offerings
- Debt with equity warrants
Who typically invests in CFG private placements?
- CFG investors include high net worth individuals, family offices, clients of Registered Investment Advisory firms (RIAs), and professionally managed investment platforms, including funds.
- CFG interviews Investors for potential participation in CFG offerings to verify their SUITABILITY for investment in a private placement.
- CFG reserves the right to deny participation to investorswhodo not meet or cannot verify that their financial position adequately exceeds the minimum Accredited Standards defined in the SEC’s Regulation D, Rule 501 (see Accredited Investor Questionnaire for eligibility requirements) or are otherwise not SUITABLE for the risks associated with private security investing (see Investment Considerations).
- Average investor commitment is approximately $100,000; minimum investment per single company transaction is $25,000.
- Investors are provided ongoing updates on the status of their investments ? by CFG on behalf of the Issuer.
What CFG doesn’t do …
- We are not a personal financial advisor.
- Investors must rely on their own investment advisors for financial planning, investment management, tax, accounting, and estate planning advice.
- CFG does not underwrite any securities offering or make a secondary market in the offerings it represents.
- CFG does not currently manage an investment fund. We complete each offering of securities that we represent by syndicating, as agent, pre-qualified investors who independently elect to invest in a given offering.